Powering intelligent SEPA payments across various industries

Calytics helps online merchants and marketplaces reduce failed SEPA payments and prevent fraud. In addition, Pay by Bank enables instant, cost-efficient payments as an alternative to cards - improving conversion and checkout stability

From SaaS to streaming and membership platforms, we secure recurring payments in real time and help reduce chargebacks and involuntary churn. Calytics enables reliable billing cycles while maintaining frictionless user experiences

For industries handling higher-value orders - such as electronics, auto parts, or luxury items - Calytics provides intelligent verification to protect against fraud and insufficient funds. Our risk scoring improves trust and customer satisfaction. Pay by Bank enables instantly final payments for large baskets - with no chargeback risk and significantly lower costs than cards

Payment institutions use Calytics for SEPA Direct Debit risk control and modern Pay by Bank offerings. Our infrastructure strengthens compliance, reduces risk exposure, and extends existing payment stacks with instant A2A payments

Calytics helps regulated online businesses prevent SEPA payment failures and fraud through real-time account validation and shared industry-wide payment intelligence. Pay by Bank provides a secure, instantly settled payment option with strong authentication - well suited for sensitive use cases and strict compliance requirements

Calytics adapts to a wide range of industries, including mobility, public transportation, event ticketing and digital education - enabling secure, reliable SEPA payments across different business models