Calytics unites decades of payment, open-banking, and risk expertise to build intelligent solutions that strengthen trust & performance across Europe’s SEPA ecosystem
Who We Are
Our vision
To power trusted SEPA payment experiences across Europe
Our mission
We empower smarter, safer, and more reliable SEPA payments by connecting merchants, platforms, and PSPs with intelligent solutions that drive trust, conversion, & performance
We enable smarter SEPA payments that help businesses grow, reduce friction, and deliver trusted experiences for millions of customers
Why Calytics?
Calytics is built by FinTech founders with a proven track record in scaling European payment infrastructure - including leading open-banking platforms and high-volume card and bank payment systems. Our team brings deep expertise in financial infrastructure, data intelligence, and risk management to deliver secure, reliable, and high-performance SEPA solutions.
AI-Driven Fraud Intelligence
Our shared intelligence network analyzes real-time risk signals across merchants and industries - reducing fraud, preventing abuse, and improving decision quality
Trusted SEPA Solutions
API-first technology fits seamlessly into your existing payment stack, enabling secure, real-time SEPA transactions without operational disruption
Regulated & Compliant Foundation
Built in partnership with licensed PSPs and financial institutions to ensure compliance, data integrity, and secure European operations
Improved Payment Performance
Calytics enhances payment success rates, reduces failed or reversed SEPA payments, and boosts reliability across checkout, billing, and collection flows
Put our strength to work for you
Seamless integration. Zero friction. Calytics connects to your existing payment flow through a simple API. No major process changes, no additional user steps, and no disruption to your checkout.
Our Approach
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From Demo to Live in Days
Calytics integrates seamlessly into your existing payment ecosystem - delivering smarter, safer SEPA transactions from day one
Book a Demo
Discover how Calytics enhances your SEPA operations with real-time data intelligence and automation. We’ll walk you through use cases tailored to your industry and payment setup.
Where appropriate, we can evaluate historical payment and risk data to benchmark performance and estimate expected impact.
1
Get Your Offer
Receive a transparent, scalable pricing and implementation plan aligned with your transaction volumes, risk profile, and integration model. Whether you are a merchant, platform, or PSP, we shape the solution around your business - not the other way around.
2
Fast Integration
Integrate via API or webhook with minimal engineering effort. Access detailed developer documentation, sandbox environments, and hands-on onboarding support. Most teams complete testing and go live within days - without changes to your checkout or user experience.
When needed, we provide direct guidance from our in-house payment and risk specialists to help you launch smoothly and efficiently.
3
Go Live & Optimize
Start processing smarter: reduce risk, boost efficiency, and unlock new value across your SEPA payment flows. Track insights through the Calytics dashboard and continuously optimize your payment flows with evolving risk signals and data models.
4
No changes to your flow
Calytics integrates into your existing payment and risk processes without redesigns or operational disruption.
Developer-friendly API
Engineered for developers. A clean API with clear docs and sandbox support ensures fast onboarding and smooth integration into your existing flow.
Intiutive merchant-interface
A streamlined dashboard provides live insights on results, fraud signals, & risk trends - giving teams full visibility.
Zero UX Impact
All checks run in the background, so customers never face additional steps or friction. Payments stay smooth, fast, and conversion-friendly.
What Our Clients Are Saying
From streamlined financial management to expert tax advice, hear directly from those who have experienced the benefits of our services.
“Calytics has completely transformed our payment operations. Their AI-driven risk scoring reduced failed transactions and fraud rates dramatically. A must-have for any business!”
John M.
Small Business Owner
“Since integrating Calytics, our direct debit bounce rate dropped by over 70%. The onboarding was seamless, and the insights we now get through the Calytics Risk Score on payer risk are invaluable.”
Sarah L.
Startup Founder
“Calytics helped us cut fraud losses and boost approval rates within weeks. Their team understands payments deeply and delivers real, measurable results. We could reduce our SEPA Direct Debit fraud rate by 36%”
Michael T.
Head of Payments Digital Goods
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